Your credit rating questions answered
News from BBC News:

James Jones says it is important to ensure credit ratings are up to date

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  • Tips on how to handle your debts
  • Q&A: Payday loans
  • Debt questions answered
  • Help to cope with debt problems

Credit ratings are used by lenders when deciding whether to accept an application for credit.

This could involve anything from a mortgage or loan, to applications for a credit card or a mobile phone contract.

But, during tough economic times, lenders are being more choosy about who they lend money to.

So, is the…………… continues on BBC News

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