WATCH: Three Crucial Things To Know About Your Credit Score, From Alexa …
News from Huffington Post:

When Alexa Von Tobel, Founder & CEO,, joined me on Mondays With Marlo, she filled me in on three crucial ways to keep your credit score in top shape.

For more fantastic financial advice, see Alexa’s personal finance tips:

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  • Know Your Numbers

    It’s very important that you know the most important numbers: your income, expenses, and credit score. You check your credit score for free at <a href=”” target=”_hplink”></a>.

    A credit score is the only grade that matters after you leave the education system, and it follow you forever. If you have a good score, you’ll be able to borrow for things like buying a home or starting a business at much lower interest rate, which can save you hundreds of thousand of dollars.

  • Shrink Your Cable Bill

    There are many smart ways to minimize your cable bill. There’s a great site, called <a href=””></a>, where you can enter how much your bill is and they’ll show you…………… continues on Huffington Post

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Tips for creating credit history
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Establishing a credit history is harder than it used to be — lenders are being extra cautious with new applicants. If you’re applying for credit for the first time, here are some tips from the National Foundation for Credit Counseling:

– Start slowly. Applying for too much credit at once can send the wrong signal to the lender, making it appear that you are desperate for credit.

– Co-signer. If you have been denied credit, see if a parent or other relative will come aboard as a co-signer. Just remember, if you don’t make payments on time, you can damage the co-signer’s credit.

– Three. You’ll need at least three lines of credit, or else your file will be considered too thin for the all-important credit score.

– Variety. The credit score algorithm likes to see different kinds of accounts. So don’t apply just for credit cards.

– Secured credit card. To get this kind of card, you put money in an account with an issuing bank and get a credit line for the same amount.

— from wire reports

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