Tips to help holiday shoppers avoid overspending
News from The Republic:

If consumers actually do what they say they’ll do, this will be another slow holiday season for retailers.

Forty-one percent of consumers report they will spend less this holiday than a year ago, with a mere 8 percent expected to open their wallets more, according to an annual survey released Monday by the Consumer Federation of America and the Credit Union National Association.

And some of these frugal consumers have good reason to cut back. Of the 1,011 adults surveyed by the groups this month, 37 percent say they are financially worse off now than they were a year ago.

Of course, retailers aren’t ready to concede defeat. They’re pulling out lots of gimmicks and sales to entice shoppers into the stores. Many retailers didn’t even wait for Black Friday to officially kick off the shopping season, with some opening on Thanksgiving Day.

As usual, many of us will wind up spending more than we want, despite our intentions.

…………… continues on The Republic

… Read the full article

Related News:

Fashion Savvy Cyber Monday Sales
News from

Fashion Savvy Cyber Monday Sales

Score the best deals and steals for all your holiday shopping!

Share on Tumblr

…………… continues on
… Read the full article

Credit Scores, Credit Cards

By the end of 2003, consumer debt in the U.S. reached trillion. By 2005, the average American may be carrying over ,000 in consumer debt and that doesnt count mortgages or car loans. Its unsecured debt related to consumer spending. This borrowing is expensive and is fundamentally changing the way Americans live. Credit scores have become the golden keys to successful living. But what does it all mean? How do you know youre managing your credit wisely? In a credit-based economy, your credit score means as much to you as money in the bank meant to your grandparents. This book explains, in plain English, how to make sure your credit history, financial data, account information and other essentials are strong…and safe.
List Price:
Price: 11.95

Comments are closed.