Tips for college students on credit card use
News from USA TODAY:

College students juggle plenty: part-time jobs, research projects, dating, keeping up with the family at home.

  • Damian Dovarganes, AP

So I’d like to go out on a limb and say most college students are more focused on their GPAs than on their credit scores. And it’s way too easy to make some really dumb moves on campus that can ding your credit score. Lower scores mean higher costs when taking on adult-size purchases, such as car loans and mortgages, down the road.

Since 2010, credit card companies can no longer offer T-shirts, coupons for free pizza, coffee mugs or other gifts on campus to college students who agree to fill out a credit card application. They can still market cards on campus — just no freebies.

  • COLUMN:

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