How to raise credit scores: Five tips
News from Sacramento Bee:

The higher your credit scores, the better shot you have of getting a loan or credit card application approved. Improving your credit scores takes time, but it can be done. Start by getting free copies of your three major credit reports at the government-authorized site annualcreditreport.com.

1. Check your reports for accuracy. Financial columnist Liz Weston, author of “Your Credit Score,” says to look for credit cards or other accounts that aren’t yours, negative entries that are more than seven years old, duplicate past-due items and incorrect Social Security number or date of birth.

2. Dispute errors. Credit bureaus are required by law to investigate mistakes you bring to their attention and report back to you. Typically, they ask the creditor that reported the past-due information to check its records. If the creditor can’t verify the info or doesn’t respond, the item should be deleted.

3. Pay your bills on time. Payment history makes up more than one-third …………… continues on Sacramento Bee
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How to Repair Your Credit Score Now: Simple No Cost Methods You Can Put to Use Today

Your credit score affects every aspect of your financial life including qualifying for loans and mortgages, low interest rates, housing, employment opportunities, and even insurance premiums. Millions of Americans have negative, inaccurate, and unverifiable information on their credit report. Repairing your credit profile is one of the most important financial decisions you can make. You re about to take the important step of taking control of your credit! If you re like the average American, ha

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How to raise credit scores: Five tips | The Republic
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The higher your credit scores, the better shot you have of getting a loan or credit card application approved. Improving your credit scores takes time, but it can be done. Start by getting free copies of your three major credit reports at the government-authorized site annualcreditreport.com.

1. Check your reports for accuracy. Financial columnist Liz Weston, author of “Your Credit Score,” says to look for credit cards or other accounts that aren’t yours, negative entries that are more than seven years old, duplicate past-due items and incorrect Social Security number or date of birth.

2. Dispute errors. Credit bureaus are required by law to investigate mistakes you bring to their attention and report back to you. Typically, they ask the creditor that reported the past-d…………… continues on The Republic
… Read the full article
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The New Freshman 15: Financial Tips for College Students
News from DailyFinance:

Forget the “freshman 15,” the dreaded additional pounds freshmen frequently pack on when they settle into life on their own. More important are the 15 smart financial moves you need to know to get through freshman year and beyond without racking up unnecessary debt.

“Waiting until after college to take control of your finances could cost you,” says Nick Certo, senior vice president in University Banking at PNC Bank.
“And like any good fitness regimen, getting started is half the battle.”

Here’s how to pass finance 101.

1. Be careful with credit

Free T-shirts are the late-night burritos of finances, Certo says. “They look good now, but you’ll pay later. Think twice before signing up just to score some cool swag,” he says.

It’s not worth it to saddle yourself with a high-interest, annual-fee credit card that you don’t need. Buy a T-shirt instead, and your bank account will thank you later, says Jackie Warrick, the chief savings officer at …………… continues on DailyFinance
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7 ways to raise your FICO credit score
News from NASDAQ:

If you want to save big money on a big loan, do your homework, say the experts. Raising your credit score by as little as 40 points could qualify you for a lower interest on a home mortgage or an auto, student or personal loan.

Think of it this way–if you take out a $ 50,000 loan for 15 years with a 7 percent interest rate you will pay nearly $ 5,000 more in interest than if you borrow the same amount at 6 percent.

Check these seven action steps to help ensure that you have the best credit report before applying for a loan.

Pull your report

Amber Stubbs, managing editor of CardRatings.com, says that future borrowers should get a copy of their credit report from the three major credit bureaus and take a glimpse at what their lender will see.

“You want to pull those three reports and make sur…………… continues on NASDAQ

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Learn How to Score a Baseball Game. This guide is both a tutorial and reference guide on how to keep score in baseball. It covers both professional and youth league rules.
How To Score Baseball Advanced Edition

Five tips to help raise credit scores
News from Baltimore Sun:

(Alex Nabaum, For The Times / July 10, 2011)

 

The higher your credit scores, the better shot you have of getting a loan or credit card application approved. Improving your credit scores takes time, but it can be done.

Start by getting free copies of your three major credit reports at the government-authorized site annualcreditreport.com.

1. Check your reports for accuracy. Financial columnist Liz Weston, au…………… continues on Baltimore Sun

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Don’t let the credit card grinch strike while on vacation
News from USA Today:

Nothing puts a damper on your vacation like having your credit card rejected. Your kids start crying. Other tourists eye you with suspicion. The bartender takes away your beer.

By Joe Raedle, Getty Images

This can happen even if you always pay your bills on time and are nowhere near your credit limit. Two reasons your credit card may not work:

Your credit card company suspects fraud. Credit card companies use sophisticated software to detect deviations from your normal spending patterns, such as a series of large purchases or transactions in exotic loc…………… continues on USA Today
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Basketball Scoring Secrets
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How to raise credit scores: Five tips
News from Los Angeles Times:

(Alex Nabaum, For The Times / July 10, 2011)

The higher your credit scores, the better shot you have of getting a loan or credit card application approved. Improving your credit scores takes time, but it can be done. Start by getting free copies of your three major credit reports at the government-authorized site annualcreditreport.com.

1. Check your reports for accuracy. Financial columnist Liz W…………… continues on Los Angeles Times

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