Rising Credit Scores, Falling Debt: Here’s How To Jump On The Bandwagon
News from www.CreditCards.org:

Congrats average Joes and Janes! Your New Year’s resolutions are paying off. Credit scores are on the up and up, according to CreditKarma.com’s U.S. Credit Score Climate Report.

The trend data for January 2012 shows that the average credit card debt in the U.S. fell eight percent since December, landing at $ 6,069. That helped raise the average consumer credit score one point to 661– the first time since April that credit scores have increased.

Every state can go ahead and pat themselves on the back for paying down credit card debt this month, except for Wisconsin. The Cheeseheads were the only ones to add to their average credit card debt (by four percent).

But let’s focus on the winners. According to the report, Arkansas, Nebraska, and Iowa paid down their debt by the largest percentages. West Virginians have the least amount of mortgage debt. And Wisconsin made up for their credit card debt by claiming the lowest auto debt.

Three Easy Ways To Raise Your Credit Score

There’s no magic spell for fixing a mediocre credit score, and taking your credit from “yuck” to “wow” takes time and financial focus. But here are three simple steps you can take to get a quick score boost:

1. Get a cred…………… continues on www.CreditCards.org

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No Credit Loans With Instant Approvals and No Hidden Fees
News from Albany Times Union:

People with delinquent bills, facing foreclosure or bankruptcy, now have a new resource available providing easy access to money with no credit qualifications for approval. The trusted consumer financial resource for people with bad credit, ReallyBadCreditOffers.com, has announced recommendations for new no credit loans being made available online.

New York, NY (PRWEB) February 29, 2012

Consumers looking for loans with no credit check necessary for qualification can rejoice as the popular loan comparison site, ReallyBadCreditOffers.com has announced the release of two new financial product recommendations. The new personal loans with no credit check being offered use an application process that can be completed in 60 seconds or less and qualified people with bad credit scores can get approved and funded in under 60 minutes.

Consumers with bad credit ratings are often turned down by traditional lenders because of the ‘perceived…………… continues on Albany Times Union

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