Parents’ Check List for Sending Their Kid Off to College
News from Fox Business:

As move-in day quickly approaches for many incoming college freshmen, parents may be frantically going over a list of every item their kids might possibly need.

Making sure a student has all the supplies necessary to survive while away at school is important, but parents also need to think about how they can best help their child adjust to college life and all that comes with it.

“Twenty-five percent of college students drop out in their freshman year because they are not academically, emotionally or financially prepared for college life and adulthood,” says Jeff Livingston, senior vice president of college and career readiness at McGraw-Hill Education. “Whether students like [to admit] it or not, college takes planning and preparation.”

College is full of new experiences and responsibilities that can be overwhelming to new students. Experts and veteran parents of college kids offered the…………… continues on Fox Business
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10 Ways You Can Improve Your Credit Score Right Now
News from Lifehacker:

If you don’t understand your credit score and how it’s calculated then you’re in the dark regarding one of the most important aspects of your financial life. Here’s a look at how credit scores work, how they’re calculated, and ten steps you can take to start improving your score today.

Not convinced your credit score can have a serious impact? Look at the chart below, which shows your expected interest rate on a 30-year fixed rate mortgage, depending on your current credit score:


So with a credit score of 620, your interest rate could be as much as 1.6 percent points higher than if you had a score of 760. Now, you might think it doesn’t matter because, really, there’s not much difference between 3.9% and 5.5 %.

Wrong. For big purchases, like houses and cars, such a seemingly small difference can result in almost unimaginable extra costs over the life of the loan. Let’s take the 30-year fixed rate mortgage loan above as an example, on a home-loan of $ 2…………… continues on Lifehacker
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