How to raise your credit rating
News from Stuff.co.nz:
REBECCA STEVENSON

The higher your credit scores, the better shot you have of getting a loan or credit card application approved. Improving your credit scores takes time, but it can be done. Here are some important tips:

Dispute errors. Credit bureaus are required by law to investigate mistakes you bring to their attention and report back to you. Typically, they ask the creditor that reported the past-due information to check its records. If the creditor can’t verify the info or doesn’t respond, the item should be deleted.

Pay your bills on time. Payment history makes up more than one-third of the typical credit score determination, financial columnist Liz Weston, author of Your Credit Score, says, so paying bills on time all the time is essential to maintaining good scores. If you’re forgetful, consider setting up automatic payments through your bank.

Pay down your debts. Lende…………… continues on Stuff.co.nz
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