Do credit scores matter if you avoid debt?
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This guest post comes from J. Money at Budgets are Sexy.

A long time ago I told my friend Brad Chaffee from Enemy of Debt that not paying attention to your credit scores is dumb.

I refused to listen to his thousand and one reasons why he couldn’t care less, and I thought his claim that he had a score of 0 (yes, zero) was cockamamy. I’m pretty sure I told him it wasn’t even possible, which I later came to find out was kinda sorta untrue. (It’s possible to have no credit score, which in essence is kind of like zero, even though it’s not.)

Here I am, though, three years older and wiser, and I’m starting to come around to the idea a bit more. Not that I’m sold completely on the whole thing — I’m not, and I’ll totally continue to monitor my own credit scores because I think it’s smart. But I do see where Mr. Brad is coming from more now. His stance can be simply summed up like this:

“If you’re never taking out a loan again, why d…………… continues on MSN Money

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