Check your online Credit report
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Check your credit ratings report and make sure you have a good credit rating before you apply for any new credit.

Check your credit report online

About your credit report

Whenever you apply for new credit, whether it’s in the form of a credit card, loan, mortgage or even a mobile phone contract, lenders will evaluate your credit rating report to determine whether you are a responsible borrower.

In the UK there are three credit report agencies that collect information about your past credit profile and provide data to prospective lenders. These are:

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