About Those Credit Cards That Don’t Need A Credit Check
News from Business Insider:

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If you’ve got a history of bad credit – or no credit history at all – finding a loan or qualifying for a credit card can seem like an impossible task.

Luckily, several credit card providers offer cards that don’t require a credit check.

While these credit cards typically come with higher interest rates and penalties, signing up for one is a good way for anyone who wants a second chance to start rebuilding their finances.

But before putting the pen to the paper, you should make sure that you know what you’re getting into:

  • Most of Them…………… continues on Business Insider

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Myths, Misperceptions About Credit Scores Rampant
News from WLTX.com:

NEW YORK (USA Today) – A poor credit score can make it hard to get a mortgage, a new car or a decent interest rate on a credit card.

Yet 42% of those polled in a recent Visa survey never bother to check their score.

By ignoring this vital measure of credit worthiness, consumers may be missing an opportunity to improve their score. And for many, failure to take any action could cost them thousands in higher interest payments.

One reason for neglecting this issue is that scores usually come with a price tag.

Anyone who wants to check their scores before applying for a loan will have to pay.

FICO, the company that created credit scoring, sells its scores for $ 19.95 on its website, www.myfico.com. The company also offers periodic score monitoring services starting at $ 4.95 per month.

The three main reporting companies, Equifax, TransUnion, and Experian, most commonly provide FICO scores to len…………… continues on WLTX.com
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Refuting common credit myths, a practical manual helps readers understand their credit history and its significance, as well as how to use credit, pay bills, pay off debt, deal with financial crises, and avoid scams in order to make one`s consumer credit score work to their benefit. Original.
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