5 ways to improve your credit score for a lower interest rate
News from Sacramento Bee:

It’s time to improve your credit score, now that a federal report found Floridians have more money to pay down debt, thanks to more overtime, raises and new jobs.

A higher score can help Floridians grab a lower interest rate on loans and credit cards.

T. Rowe Price, an investment management company with a Boca Raton, Fla., office, reported that consumers with high credit scores can save as much as $ 300 a month in a lower house payment on a $ 300,000 30-year, fixed-rate mortgage. That’s because good credit risks are rewarded with a lower interest rate — in some cases more than 1.5 percent less.

Here are five ways to improve your score, according to T. Rowe Price:

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Get into a habit of paying down debt. And don’t think you have solved your debt problem by moving it around. Moving balances can actually hurt your score.

Make interest payments on time. Lenders like to see a history of …………… continues on Sacramento Bee
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