18 tips to boost your credit scores
News from MSN Money:

This post comes from Angela Colley at partner site Money Talks News. 

Much the way your final grade summarized your command of a course in school, your credit scores are the distillation of everything in your credit history. And those three-digit numbers can affect you in many ways, including interest rates you’ll pay and the size of your insurance premiums. 

Fortunately, credit scores aren’t set in stone. In the video below, Stacy Johnson shares his best tips for raising your credit scores. Check it out, then read on for more ways to give your scores a boost.

Now let’s flesh out Stacy’s tips and add more:

Find and dispute mistakes on your credit reports. Order a free copy of your credit reports from AnnualCreditReport.c​om. By law, the three major credit bureaus — Experian, Equifax and TransUnion — have to give you one free copy a year. Then, dispute any errors. They’re not uncommon. A

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Related News:

Key Tips for Refinancing a Mortgage Released
News from Houston Chronicle:

RoadFish.com men’s lifestyle and finance magazine today encouraged its readers to explore the recently released top tips for refinancing a mortgage, as interest rates on a 30-year-fixed loan bottomed out this week

New York, NY (PRWEB) May 29, 2012

RoadFish.com men’s lifestyle and finance magazine urged readers to seek the advice of expert’s tips if they are considering taking advantage of the 60-year low in mortgage rates by refinancing a home mortgage. SmartMoney.com released four tips for people thinking about refinancing their mortgages, suggestions that are aiming to make the process easier and hopefully save the borrower as much money as possible.

Ruth Simon of SmartMoney.com reported that mort…………… continues on Houston Chronicle

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Girl, Get Your Credit Straight!


Is “retail therapy” your favorite pastime—even though you really can’t afford it? Do you ignore the balance on your credit card statements, vowing to pay them off at some point down the line? Is your debt preventing you from living your dreams—like buying a home or starting a family? If so, girl, it’s time to get your credit straight! These days, with easy access to multiple credit cards and glossy advertisements that entice us to spend at every turn, it’s all too easy to start racking up debt—and even little slip-ups can lead to real damage over time. In this highly practical follow-up to her bestsellers Girl, Get Your Money Straight! and Girl, Make Your Money Grow! , financial expert Glinda Bridgforth delivers a power-packed plan for paying down debt, repairing your credit score, and securing your financial freedom—along with a future that makes your heart sing.Beginning with simple, engaging exercises to help you assess your spending habits and get clear about what you owe, Girl, Get Your Credit Straight! presents a detailed road map for eliminating debt, one step at a time. You will learn how to: • Devise a system for tracking expenditures, anticipating end-of-month shortfalls, and paying bills on time, every time• Find ways to supplement your income• Consolidate loans to pay off debt faster, decrease stress, and save time and money• Negotiate with your creditors to come up with a payment plan that works for you• Discover the best loans to use for refinancing debt or making major new purchases• Understand how credit bureaus work–and take steps to improve your scoreFilled with Bridgforth’s warmhearted wisdom and advice, and complete with worksheets, affirmations, and inspiring stories of African American women who’ve restored their credit and built new wealth, Girl, Get Your Credit Straight! is a fresh, empowering guide for any woman who wants to say goodbye to debt—for good.
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